amortization | Python library for calculating amortizations and generating amortization schedules | SQL Database library
kandi X-RAY | amortization Summary
kandi X-RAY | amortization Summary
Python library for calculating amortizations and generating amortization schedules.
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Top functions reviewed by kandi - BETA
- Calculate the amortization schedule
- Calculates the amortization amount given the principal and interest rate
- Calculates an amortization amount
- Calculate an amortization period
amortization Key Features
amortization Examples and Code Snippets
Lines of Code : 61License : Permissive (MIT)
Copyamortize -h
usage: amortize [-h] -P PRINCIPAL -r INTEREST_RATE [-s] (-n PERIOD | -a AMOUNT)
Python library for calculating amortizations and generating amortization schedules
options:
-h, --help show this help message and exit
-s, -- from amortization.schedule import amortization_schedule
from tabulate import tabulate
table = (x for x in amortization_schedule(150000, 0.1, 36))
print(
tabulate(
table,
headers=["Number", "Amount", "Interest", "Principal", "Bala from amortization.amount import calculate_amortization_amount
amount = calculate_amortization_amount(150000, 0.1, 36)
from amortization.period import calculate_amortization_period
period = calculate_amortization_period(150000, 0.1, 4840.08)
Community Discussions
Trending Discussions on amortization
QUESTION
Database in Oracle - View:
...ANSWER
Answered 2022-Apr-07 at 10:57EF Core cannot create projection expression because all properties of ContractNumber are readonly. Add setters to solve your issue:
QUESTION
i have communication problem while retrieving data from the database
ContractDataService
...ANSWER
Answered 2022-Apr-03 at 23:40Add
QUESTION
I have a view in snowflake that gives me the following:
- loan date
- loan amount
- maturity date
- payment frequency (weekly, biweekly, semimonthly, monthly)
- payment amount
I want to generate a sort of amortization schedule off of this, if you will. So if i have a loan with a date of 1/1/2022, and a maturity date of 3/9/2022 and a payment frequency of biweekly @ $50 per payment, i would want to see an output like:
LoanID Payment Date Payment Amount Payment Frequency abc123 1/15/2022 $50.00 biweekly abc123 1/29/2022 $50.00 biweekly abc123 2/12/2022 $50.00 biweekly abc123 2/26/2022 $50.00 biweekly abc123 3/09/2022 $50.00 biweeklyI'm assuming i need some sort of loop while payment date < maturity date and sum(payment amount) < loan amount, but i'm not sure how to set that up properly for a view with thousands of loans. ANY help you all can provide would be incredible and i'm very grateful!
...ANSWER
Answered 2022-Mar-04 at 19:29You can get this by writing a Recursive CTE, just remember that the default is limited to 100 iterations, if you need more loops then check this MAX_RECURSIONS parameter.
This is just an example of code, you should extend it to include some extreme data protection;
Sample data:
QUESTION
I'm very new to golang and still struggling with many things.
When implementing custom type like this type Date time.Time, an defining a method to marshal/unmarshal dates that come in "2006-01-02" format (from a JSON file and from a POST API request), the final way in which dates are stored in the struct is:
ANSWER
Answered 2022-Mar-21 at 16:32The type Date is a new named type distinct from time.Time, and it does not have the methods defined for time.Time. The marshal/unmarshal methods work just fine, but fmt.Print family of function use the Stringer interface if one exists. Thus if you declare:
QUESTION
I have an Array with a list of objects , each object contains an ID ,title , job description and salary. I saved it in a separate file as below :
ANSWER
Answered 2022-Feb-02 at 02:38You can split each item using new child component. So each item can manage modal state individually.
QUESTION
I have tried several times using other examples available but still no luck here's the code https://jsfiddle.net/mrbfqay6/ P.S: you just need to add a random amount in first input field and then click submit to generate graph. Thanks
...ANSWER
Answered 2021-Dec-20 at 13:27You have defined options for exporting twice:
QUESTION
My mortgage calculator is working fine except for the first month.
I have created a codepen for testing. For example, the start date is this month, this year. The loan amount is 300,000, the interest rate is 3% and the term is 30 years.
Month 1 balance should be the total balance minus the Principal but the principal is not getting subtracted until the 2nd month.
...ANSWER
Answered 2021-Dec-06 at 21:57You don't calculate the loan amount until the end of the loop - after the first month is put into the table.
Move this line:
QUESTION
Is there a way to extract data from every arrays in a pdf using python?
I've tested tabula, camelot, pdfplumber but none can extract everything or correctly.
An example:
I would like to work on these using matrix, dataframe, ...
Should I opt for OCR for better recognition ?
EDIT :
I am trying to retrieve this table from a pdf using tabula-py.
My script :
...ANSWER
Answered 2021-Nov-18 at 14:01In my opinion, Camelot gets a good result using stream flavor.
QUESTION
I would like to calculate the present value (PV) of future interest and amortization payments on loans (flat amortization and annuity) in a dataset. The discount rate should be the inflation e.g. 2 per cent. I have seen the finance function in SAS, but it requires each cashflow which are difficult due to the nature of the dataset.
E.g. if you borrow 100,000 for 100 month (flat amortization) you will repay (amortization) 1,000 each month. But due to inflation (e.g. 2 per cent) the 100 month repayment is not the same as the 1 month in real terms. The same goes for the interest cost.
In the end I would like to have columns after my dataset that show the PV of all future interest and amortization payments.
If possible I would like to have the solution in a data step.
Example of my dataset ...ANSWER
Answered 2021-Nov-08 at 17:07options cmplib=work.ORBA;
proc fcmp outlib=work.ORBA.pv; * Present value;
subroutine pvLoan( /* input */
loanAmount,
maturityMonth,
interestRateAnnual,
inflationAnnual,
/* output */
amortizationSumAnnuity,
interestSumAnnuity,
invoiceSumAnnuity,
amortizationSumFlat,
interestSumFlat,
invoiceSumFlat,
pvAmortizationSumAnnuity,
pvInterestSumAnnuity,
pvInvoiceSumAnnuity,
pvAmortizationSumFlat,
pvInterestSumFlat,
pvInvoiceSumFlat);
outargs amortizationSumAnnuity, interestSumAnnuity, invoiceSumAnnuity,
amortizationSumFlat, interestSumFlat, invoiceSumFlat,
pvAmortizationSumAnnuity, pvInterestSumAnnuity, pvInvoiceSumAnnuity,
pvAmortizationSumFlat, pvInterestSumFlat, pvInvoiceSumFlat;
if missing(loanAmount) or missing(maturityMonth) or missing(interestRateAnnual) then
do;
pvAmortizationSumAnnuity = .;
pvInterestSumAnnuity = .;
pvInvoiceSumAnnuity = .;
pvAmortizationSumFlat = .;
pvInterestSumFlat = .;
pvInvoiceSumFlat = .;
end;
else
do;
inflationMonth = sum(exp((log(sum(1,inflationAnnual)))/12),-1);
do maturityPeriod = 1 to maturityMonth;
* ------------------------------------------------------------------------------------------;
* ANNUITY;
* ------------------------------------------------------------------------------------------;
fv = 0; * Specifies the future value after the last payment is made;
paymentDueDate = 0; * Specifies whether the payments occur at the beginning or end of a period. 0 represents the end-of-period payments;
* NOMINAL VALUE;
* If the interest rate is zero you only amortize. Equal to flat amortization;
if interestRateAnnual = 0 then
do;
amortizationAnnuity = loanAmount / maturityMonth;
interestPaymentAnnuity = 0;
invoiceAnnuity = sum(amortizationAnnuity, interestPaymentAnnuity);
end;
else
do;
amortizationAnnuity = abs(finance('ppmt', interestRateAnnual/12, maturityPeriod, maturityMonth, loanAmount, paymentDueDate));
invoiceAnnuity = abs(finance('pmt', interestRateAnnual/12, maturityMonth, loanAmount, fv, paymentDueDate));
interestPaymentAnnuity = abs(sum(invoiceAnnuity, - amortizationAnnuity));
end;
* Cumulative nominal flat amortization;
amortizationSumAnnuity = sum(amortizationSumAnnuity, amortizationAnnuity);
interestSumAnnuity = sum(interestSumAnnuity, interestPaymentAnnuity);
invoiceSumAnnuity = sum(amortizationSumAnnuity, interestSumAnnuity);
* PRESENT VALUE;
* Present value of the interest and amortization for a annuity;
pvAmortizationAnnuity = amortizationAnnuity / ((1+inflationMonth)**maturityPeriod);
pvInterestAnnuity = interestPaymentAnnuity / ((1+inflationMonth)**maturityPeriod);
pvInvoiceAnnuity = sum(pvAmortizationAnnuity, pvInterestAnnuity);
* Cumulative present value annuity;
pvAmortizationSumAnnuity = sum(pvAmortizationSumAnnuity, pvAmortizationAnnuity);
pvInterestSumAnnuity = sum(pvInterestSumAnnuity, pvInterestAnnuity);
pvInvoiceSumAnnuity = sum(pvAmortizationSumAnnuity, pvInterestSumAnnuity);
* ------------------------------------------------------------------------------------------;
* FLAT AMORTIZATION;
* ------------------------------------------------------------------------------------------;
* NOMINAL VALUE;
* Payment in period n;
amortizationFlat = loanAmount / maturityMonth;
interestPaymentFlat = (sum(loanAmount, -amortizationFlat*(maturityPeriod-1)) * interestRateAnnual/12);
invoiceFlat = sum(amortizationFlat, interestPaymentFlat);
* Cumulative nominal flat amortization;
amortizationSumFlat = sum(amortizationSumFlat, amortizationFlat);
interestSumFlat = sum(interestSumFlat, interestPaymentFlat);
invoiceSumFlat = sum(amortizationSumFlat, interestSumFlat);
* PRESENT VALUE;
* Present value of the interest and amortization for flat amortization;
pvAmortizationFlat = amortizationFlat / ((1+inflationMonth)**maturityPeriod);
pvInterestFlat = interestPaymentFlat / ((1+inflationMonth)**maturityPeriod);
pvInvoiceFlat = sum(pvAmortizationFlat, pvInterestFlat);
* Cumulative present value flat amortization;
pvAmortizationSumFlat = sum(pvAmortizationSumFlat, pvAmortizationFlat);
pvInterestSumFlat = sum(pvInterestSumFlat, pvInterestFlat);
pvInvoiceSumFlat = sum(pvAmortizationSumFlat, pvInterestSumFlat);
end;
end;
endsub;
run;
data have;
call streaminit(12345);
do i = 1 to 5;
loanAmount = abs(floor(rand("normal", 300E3, 200E3)));
maturityMonth = abs(floor(rand("normal", 120, 24)));
interestRateAnnual = abs(rand('normal',0.05,0.05));
output;
end;
format loanAmount maturityMonth comma10. interestRateAnnual percent10.2;
drop i;
run;
data want;
set have;
* Call the subroutine and performe the calculations;
call pvLoan( /* input */
loanAmount,
maturityMonth,
interestRateAnnual,
0.02,
/* output */
amortizationSumAnnuity,
interestSumAnnuity,
invoiceSumAnnuity,
amortizationSumFlat,
interestSumFlat,
invoiceSumFlat,
pvAmortizationSumAnnuity,
pvInterestSumAnnuity,
pvInvoiceSumAnnuity,
pvAmortizationSumFlat,
pvInterestSumFlat,
pvInvoiceSumFlat);
format _numeric_ comma20. interestRateAnnual percent5.2;
run;
QUESTION
I am trying to make a loan amortization table inside tkinter GUI using text box. However, all the loan amortization table is fully displayed in the terminal console as an output. The tkinter text BOX output display's only the last line: Here is the full code:
...ANSWER
Answered 2021-Sep-14 at 11:45There are 2 small changes to the code in the function runApp()
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Vulnerabilities
No vulnerabilities reported
Install amortization
You can use amortization like any standard Python library. You will need to make sure that you have a development environment consisting of a Python distribution including header files, a compiler, pip, and git installed. Make sure that your pip, setuptools, and wheel are up to date. When using pip it is generally recommended to install packages in a virtual environment to avoid changes to the system.
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